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A device fingerprinting solution can help improve this aspect of user experience. When a specific device is paired with a user account, and then is reliably and accurately recognized as the same device in the future, traditional username/password login procedures can be safely skipped as long as there are no device risk indicators (information that a fraud prevention tool can provide) present. Further enhancements to the user experience can occur by incorporating flexible and configurable multifactor authentication technology. This gives every player the ability to determine how much security they want to incorporate for activities such as logging in, playing a game, etc. These additional security factors could include things such as PINs, biometrics sensors, or even the presence of a trusted bluetooth device. One of the best ways to differentiate user experience from the competition is to offer them rewards, incentives, and promotions. However, fraudsters are aware of this and often abuse these types of programs. Device fingerprinting coupled with sophisticated machine learning capabilities allows one to predict (refer to Figure 3) the trustworthiness or risk for any online transaction just by comparing device characteristics to billions of other past transactions that have similar characteristics. With this information, you have the ability to offer lucrative incentives to trustworthy VIPs and limit the incentives for suspected fraudsters. Fraud prevention teams should no longer be siloed in their efforts.
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